Privacy Policy and Terms of Service - Bonding Solutions

Privacy Policy and Terms of Service

Who We Are

Bonding Solutions, LLC is an insurance agency licensed in all 50 states, specializing in contract and commercial surety. This policy explains how we handle your information and outlines the terms you agree to when using our site.

Site Security

Collection of Data

Bonding Solutions does not collect personal data by default. To provide a surety bond quote, certain personal information must be submitted directly or by your insurance agent.

We may also collect limited general information automatically (e.g., IP address logs). Information you provide will not be sold to third parties. Data may be shared only:

  1. As required to obtain bond quotes.
  2. With your consent.
  3. As required by law or law enforcement.
  4. To protect Bonding Solutions’ rights and property.

How We Use Your Data

Your information may be used to:

If you leave our site via links, the destination site’s privacy policy applies.

Data Security

We maintain technical, managerial, and operational safeguards to protect your data online and in our offices.

Services Provided

Bonding Solutions writes surety bonds nationwide. By applying or requesting a quote, you authorize us to use your data to obtain quotes on your behalf.

Submitting an application authorizes Bonding Solutions, LLC and its surety partners to obtain consumer and credit information strictly for underwriting purposes.

Acknowledgment of Payment and Responsibility for Fees

By submitting payment through Bonding Solutions, LLC, you confirm you are a client or an authorized agent making payment for a bond purchased through Bonding Solutions.

If a payment is made in error, you are responsible for any non-refundable processing fees. Bonding Solutions is not liable for mistaken or misdirected payments by non-clients.

Minors

This site is not intended for individuals under 18.

Changes to This Policy

We may update this policy periodically. Material changes will be announced on this site or by email.

Limited Guarantee

We take reasonable measures to safeguard your information but cannot guarantee against all potential breaches or disclosures.

Contact Information

Bonding Solutions, LLC
1635 North Greenfield Road, Suite 127
Mesa, AZ 85205

Fraud Notices (State Requirements)

Arkansas, Louisiana, Maryland, New Mexico, and West Virginia: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents incorrect information in an insurance application is guilty of a crime and may be subject to civil fines and criminal penalties.

Arizona: For your protection, Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim to pay a loss is subject to criminal and civil penalties.

Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company to defraud or
attempt to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant to defraud or
attempt to defraud the policyholder or claimant concerning a settlement or award payable from insurance proceeds shall be reported to the Colorado Divi
sion of Insurance within the Department of Regulatory Agencies.

District of Columbia: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents incorrect information in an insurance application is guilty of a crime and may be subject to fines and confinement in prison.

Florida: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false,
incomplete or misleading information is guilty of a felony of the third degree.

Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person applies to Insurance containing any
materially false information or conceals, to mislead, information concerning any fact material thereto commits a fraudulent insurance
act, which is a crime.

New Jersey: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.
New York: Any person who knowingly and with intent to defraud any insurance company or other person applies to Insurance or statement of claim
containing any materially false information, or conceals for misleading, information concerning any fact material thereto commits a fraudulent
insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for such violation.

Oklahoma: WARNING: Any person who knowingly and intentionally injures, defraud, or deceives any insurer and makes any claim for the proceeds of an insurance policy containing any false, incomplete, or misleading information is guilty of a felony.

Ohio: Any person intending to defraud or knowing that he is facilitating a fraud against an insurer who submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of
claim to contain any materially false information or conceals for misleading information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such a person to criminal and civil penalties.

Tennessee, Maine, Virginia, and Washington: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company to defraud the company. Penalties include imprisonment, fines, and denial of insurance benefits.

Additional Agency Terms

Use of Artificial Intelligence

Bonding Solutions, LLC and the surety companies we work with may use artificial intelligence (AI) technologies for services such as document processing, underwriting support, fraud detection, and communications.

By using our services, you acknowledge that AI may be part of our processes and that you remain responsible for providing accurate and truthful information.

Credit Authorization

Applicants and indemnitors authorize Bonding Solutions and its surety partners to obtain information from third parties, including personal credit reports, for underwriting and compliance with indemnity agreements.

Fair Credit Reporting Act Notice

This notice complies with the Federal Fair Credit Reporting Act (Public Law 91-508) and state laws. A routine credit report may be obtained. A copy is available upon request.

Comprehensive Communication Consent Agreement

By submitting your contact information, you consent to Bonding Solutions contacting you via email, phone, text, and postal mail. Communications may include updates on products, services, offers, and events.

Consent to communications is not a condition of purchasing a bond.

Questions?

Call us today to speak to a Surety Bond Specialist

(877) 841-6745
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