Privacy Policy and Terms of Service - Bonding Solutions

Privacy Policy and Terms of Service

 

Who We Are:

Bonding Solutions, LLC is an insurance agency licensed in all 50 states and specializes in contract and commercial Surety. We want you to feel comfortable using our site and understand our terms and conditions. This page explains our privacy policies (how we handle your private data) and our terms of service. Bonding Solutions and bondingsolutions.com value the importance of keeping your confidential information private. Our standards and security measures listed below assure you that our highest priority is protecting your personal information and security. This privacy policy deals with personally-identifiable information (referred to as “data” below) that this site may collect.

OUR SITE SECURITY:

•    All customer data collected is sent through SSL-encrypted forms.
•    Our site uses secure servers. (SSL Secure)
•    Our site’s security is verified through Trustwave

Collection of Data: 

By default, Bonding Solutions does not collect personal data from this website. However, to provide you with a surety bond quote, certain personal information must be obtained (many times submitted through our website) and then offered a surety for underwriting. Other than the required information (which varies by bond type), you are not required to provide additional information if you do not want to. As on many websites, Bonding Solutions may also automatically receive general information in server log files, such as your IP address. No information provided to us will be sold to or used by third parties. If we receive the client’s data from a third party (other insurance agents), the referring agent assumes the accuracy of the data provided and the applicant’s consent.

We Keep Your Data Safe:

Bonding Solutions takes security seriously. We have made and continue to make focused efforts to put in place operational, managerial, and technical procedures that safeguard your data online and in our workplace.

How We Use Your Data: 

Data may be used to customize and improve your user experience on this site. Efforts will be made to prevent your data from being made available to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) your consent is obtained, such as when you choose to opt in or opt out for the sharing of data; (iii) a service provided on our site requires interaction with a third party, such as obtaining a quote; (iv) according to legal action or law enforcement; (v) it is found that your use of this site violates Bonding Solutions’ policy, terms of service, or other usage guidelines, or if it is deemed reasonably necessary by Bonding Solutions to protect Bonding Solutions’ legal rights and property. There are not many outbound links on our site, but if you choose to use links displayed on this website to visit other websites, you are advised to read the privacy policies published on those sites.

The Services We Provide:

We write surety bonds nationwide… plain and straightforward. By applying or requesting a quote (online or by fax), you agree to let us use your data to obtain a surety bond quote on your behalf. We receive quotes from many different surety companies to offer our clients the best rate the market has to offer. By applying, you agree to the following terms:

Completion of this form constitutes permission for the Bonding Solutions LLC to obtain consumer information which will be used to determine bonding eligibility. This may include but is not limited to credit information… I authorize the Surety and Bonding Solutions LLC to obtain information on your behalf strictly for application purposes.

(Under 18 ) Minors:

Bonding Solutions might not allow persons 18 years or younger to use this site. For more information, don’t hesitate to get in touch with the site administrator.

Changes to This Privacy Policy:

Changes may be made to this policy from time to time. You will be notified of substantial changes to this policy either by posting a prominent announcement on the site or by a mail message sent to the e-mail address you have provided, which is stored within your user settings.

Limited Guarantee:

While this privacy policy states standards for data maintenance, and while efforts will be made to meet the said standards, Bonding Solutions offers no warranties or representations regarding maintenance or non-disclosure of data.

Contact information:

If you have any questions about these policies, conditions, or this website, please feel free to contact the site administrator using the link below:

Contact Site Admin

Bonding Solutions, LLC welcomes your feedback. Please send any further inquires or comments to:

Bonding Solutions, LLC

2855 East Brown Road, Suite 9

Mesa, AZ 85213


Fraud Notices: See Applicable State Below

Arkansas, Louisiana, Maryland, New Mexico, and West Virginia: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents incorrect information in an insurance application is guilty of a crime and may be subject to civil fines and criminal penalties.

Arizona: For your protection, Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim to pay a loss is subject to criminal and civil penalties.

Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company to defraud or
attempt to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant to defraud or
attempt to defraud the policyholder or claimant concerning a settlement or award payable from insurance proceeds shall be reported to the Colorado Divi
sion of Insurance within the Department of Regulatory Agencies.

District of Columbia: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents incorrect information in an insurance application is guilty of a crime and may be subject to fines and confinement in prison.

Florida: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false,
incomplete or misleading information is guilty of a felony of the third degree.

Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person applies to Insurance containing any
materially false information or conceals, to mislead, information concerning any fact material thereto commits a fraudulent insurance
act, which is a crime.

New Jersey: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.
New York: Any person who knowingly and with intent to defraud any insurance company or other person applies to Insurance or statement of claim
containing any materially false information, or conceals for misleading, information concerning any fact material thereto commits a fraudulent
insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for such violation.

Oklahoma: WARNING: Any person who knowingly and intentionally injures, defraud, or deceives any insurer and makes any claim for the proceeds of an insurance policy containing any false, incomplete, or misleading information is guilty of a felony.

Ohio: Any person intending to defraud or knowing that he is facilitating a fraud against an insurer who submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of
claim to contain any materially false information or conceals for misleading information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such a person to criminal and civil penalties.

Tennessee, Maine, Virginia, and Washington: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company to defraud the company. Penalties include imprisonment, fines, and denial of insurance benefits.


Additional Agency Terms

By submitting this form, you are assuring you are disclosing accurate information regarding the applicant and business applying for a surety bond. Per that assurance, Bonding Solutions, LLC will procure and offer bond terms. Bonding Solutions, LLC is not liable for inaccuracies or fraudulent statements represented on this form provided by the applicant. Bond charges will be due at the time of bond issuance. Pricing will include all premiums, commissions, and fees. This notice shall be written under the Arizona Department of Insurance, and all licensed Agents shall comply with their applicable state regulations regarding fees.

Credit Authorizations

Each Indemnitor/Applicant completing the online application authorizes Bonding Solutions and respective surety companies to obtain information from third parties, including personal credit reports, in connection with underwriting and each Indemnitor/Applicant’s compliance with indemnity agreements, bonded contracts, and bonds. Each Indemnitor/Applicant releases such third parties from liability resulting from the provision of such information.

Fair Credit Reporting Act

Accept this as notice is given to comply with the Federal Fair Credit Reporting Act (Public law 91-508) and any/all applicable state laws. As part of underwriting, a routine credit report may be pulled on any Indemnitor/Applicant, which will provide information concerning credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, and mode of living. A copy of the Indemnitor/Applicant’s report may be provided if requested.

Comprehensive Communication Consent Agreement

By submitting your contact information through this form, including your mailing address, email address, phone number, and mobile number, you consent to Bonding Solutions LLC contacting you via various channels such as email, phone calls, text messages, and postal mail. These communications may include updates about our products, services, offers, promotions, and events from Bonding Solutions LLC.

You understand and agree that:

Your consent to this comprehensive communication policy is not a condition for purchasing our products or services. For more detailed information, please refer to our Privacy Policy and Terms of Service.

 

 

Questions?

Call us today to speak to a Surety Bond Specialist

(877) 841-6745