Apply for Your Fidelity Bond Online — Coverage Issued the Same Day.
You need a fidelity bond to protect your business against employee theft or dishonesty, and you need it fast. Our online fidelity bond application takes minutes to complete. Most applicants receive their bond the same day they apply. No financial statements. No lengthy forms. No waiting days for a quote on a straightforward bond.
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Applying for a Fidelity Bond Should Not Be This Complicated
If Any of That Sounds Familiar, Let's Talk Bonding Solutions.
We specialize in surety bonds. Fidelity bonds for employee dishonesty protection are one of the most common bond types we issue, and the application process is fast. Most applicants complete their fidelity bond application online in minutes and receive their bond the same day.
"Chris made this so easy and smooth. Within 10 mins my form was completed and sent over to me. Professional, and excellent customer service."Synergy Staffing LLC — Google Review
Fast. Online. Done the Same Day.
Bonding Solutions is a licensed surety bond agency, not an insurance company. That distinction matters when you are applying for a fidelity bond. We understand the underwriting, we work with the right surety companies, and we do not waste your time asking for documents or information that do not apply to your application.
Start My Fidelity Bond ApplicationEverything You Need to Know About the Fidelity Bond Application Process
From what a fidelity bond protects against to what information your application requires, here is how the process works from start to bond in hand.
A fidelity bond, also called an employee dishonesty bond or employee theft bond, protects your business from financial losses caused by fraudulent or dishonest acts committed by your employees. This includes theft of money, embezzlement, and misappropriation of client property or funds. If an employee steals from your business or a client, the fidelity bond provides the financial protection your business needs to absorb that loss. Fidelity bonds are commonly required by clients, by contracts, or by regulatory requirements as a condition of doing business. They signal to clients and partners that your business is properly bonded and that their funds and property are protected.
Businesses and organizations most commonly required to carry a fidelity bond include janitorial and cleaning companies whose employees enter client properties, staffing agencies that place workers at client sites, nonprofits and financial services firms that handle donor or client funds, home care and healthcare service providers, and any business whose employees have access to client accounts, bank accounts, or physical assets. Many contracts, licensing bodies, and financial institutions require proof of active fidelity bond coverage before a business relationship can begin. If a client, contract, or licensing requirement has put you here, you are in the right place.
Most fidelity bond applications for small businesses and nonprofits require your business name, address, type of business, the number of employees to be covered, and the bond amount or coverage limit required by your contract or client. Financial statements are not required for most standard fidelity bond applications. Audited financials, detailed underwriting questionnaires, and lengthy approval processes are typically reserved for large financial institution bonds, ERISA bonds, or specialized commercial crime coverage, not the fidelity bonds most businesses need. We confirm exactly what your application requires before you submit anything.
Once your fidelity bond application is submitted, our team reviews it, confirms the coverage amount and bond type, and places it with the appropriate surety company. For most standard fidelity bond applications, approval and bond issuance happen the same business day. Your bond is delivered by email, and a physical copy is available when required. Clients have described completing their entire fidelity bond application in under ten minutes and receiving their bond in less than an hour from the time they decided to move forward. If you are working against a contract deadline or a client requirement, tell us when you apply and we will prioritize your application.
Real Businesses. Real Results. Same Day.
"Chris made this so easy and smooth. Within 10 mins my form was completed and sent over to me. Professional, and excellent customer service."Synergy Staffing LLC — Google Review
"From the time I decided to move forward with them and made the payment to the time I received an emailed copy of the bond was a little under an hour. Chris was incredibly fast to respond to my messages and a pleasure to deal with."Kelly's Cultivars — Google Review
"The process of getting a bond for our business was very easy and fast! Chris was amazing! I would highly recommend them!"Liz 101 — Google Review
"Quick and painless process. Will recommend to friends and family."Christina Mendez — Google Review
"Fast, easy and professional."Mustafa Yousif — Google Review
"They responded quickly, were easy to deal with, friendly, and had fair pricing. I would use them again and recommend them to anyone in need of a surety bond."Kelly's Cultivars — Google Review
Bonding Solutions vs. Going It Alone
The difference between applying through a surety bond specialist and trying to navigate the process through an insurance company or directly through a carrier is the difference between a bond in your inbox today and a process that takes days and asks for things you do not need to provide.
Slow agencies and insurance companies treating fidelity bonds like insurance policies add steps, forms, and approval layers that a straightforward fidelity bond application does not require. Our online application captures the information that matters and nothing that does not. Clients consistently describe the process as taking minutes, not days, from first contact to bond in hand.
Downloading a PDF, filling it out by hand, and emailing or faxing it to an agency waiting room is the old way. Our fidelity bond application is online, fast, and does not require you to track down documents that do not apply to your bond type. No financial statements for standard fidelity bond applications. No lengthy underwriting questionnaires. No waiting on a callback that may or may not come the same day.
A fidelity bond is a surety product. It is not an insurance policy, and it is not underwritten or priced the same way. Working with a surety bond specialist means you get accurate bond pricing, the right bond form for your contract or client requirement, and an agent who understands the difference between a standard employee dishonesty bond, a financial institution bond, and an ERISA bond. You are not explaining your situation to someone who handles auto and home insurance on the side.
Fidelity bond requirements vary by client, contract, and industry. The bond amount, the coverage form, and the named obligee on the bond must be correct before coverage is issued or it will not satisfy the requirement. We review what your client or contract specifies, confirm the correct bond type and amount, and make sure what we issue will be accepted. Clients regularly tell us they had been working with another agency before calling us and that we simplified something they had been dreading for weeks.
Ready to Get Bonded? Here Is What You Get.
No runaround, no unnecessary paperwork, no waiting days for a quote on a straightforward bond. Your fidelity bond, handled the same day, delivered by email so you can satisfy your contract or client requirement and get back to work.
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Whether you are applying for a fidelity bond for the first time to satisfy a new client requirement, renewing your existing bond coverage, or replacing an agency that made the process harder than it needed to be, we will get your bond issued the same day so your business is protected and your contract can move forward.
No application fee · Takes about 1 minute · Same-day issuance on most bonds
Frequently Asked Questions
A fidelity bond application is the form and process used to apply for a fidelity bond, which is a type of surety bond that protects businesses against financial losses caused by employee theft, embezzlement, or other dishonest acts. The application typically collects basic information about your business, the number of employees to be covered, and the bond amount or coverage limit your contract or client requires. For most businesses, the application is straightforward and does not require financial statements or lengthy underwriting. At Bonding Solutions, the application is completed online, and most applicants receive their bond the same day.
You can apply for a fidelity bond online through our application at bondingsolutions.com/apply-online. The application collects your business name, address, type of business, number of employees to be covered, and the required bond amount. Once submitted, a licensed agent reviews your application, confirms the correct bond type and coverage amount, and places the bond with the appropriate surety company. For most standard fidelity bond applications, approval and bond delivery happen the same business day. If you have a question about what your specific contract or client requires, call us at (877) 841-6745 before applying.
A fidelity bond protects your business against financial losses caused by fraudulent or dishonest acts committed by your employees. This includes direct theft of money or property, embezzlement of business or client funds, and misappropriation of assets belonging to clients or customers. Fidelity bonds are distinct from surety bonds used in construction or licensing contexts. They are also different from commercial crime insurance policies, though both address employee dishonesty. A fidelity bond is a surety instrument, which means it is underwritten differently and issued through a surety company rather than a general insurance carrier.
Businesses and organizations that commonly require a fidelity bond include janitorial and cleaning companies whose employees enter client homes or offices, staffing agencies that place workers at client locations, nonprofits that manage donor funds or grant money, financial services firms that handle client accounts or investments, home care and healthcare service providers, and any business whose employees have access to client property, funds, or bank accounts. Fidelity bond coverage is often required by a client contract, a licensing body, or a financial institution before business can begin. If you have been told you need a fidelity bond as a condition of a contract or license, our online application is the fastest way to get coverage in place.
No. A fidelity bond is a surety product, not an insurance policy. The distinction matters because fidelity bonds and insurance policies are underwritten, priced, and processed differently. An insurance policy is a two-party contract between your business and an insurance company. A fidelity bond is a surety instrument involving your business, the surety company that issues the bond, and the party protected by the bond, which may be your business, a client, or both depending on the bond form. Surety bond agencies like Bonding Solutions specialize in this type of product. General insurance agents can sell fidelity bonds, but they are not underwritten or serviced the same way as a standard insurance policy.
Most fidelity bond applications are approved and issued the same business day the application is submitted. Once we receive your application, we confirm the coverage amount and bond type, place your application with the appropriate surety company, and deliver the bond by email. Clients have received their fidelity bond within an hour of submitting their application and completing payment. If you are working against a contract deadline, an inspection date, or a licensing requirement, let us know when you apply and we will prioritize your application. For most standard fidelity bond applications, same-day coverage is the normal outcome, not the exception.
For most standard fidelity bond applications covering small businesses, cleaning companies, staffing agencies, and nonprofits, financial statements are not required. Your application needs basic business information and the number of employees to be covered. Financial statements, audited financials, and more detailed underwriting documentation may be required for large financial institution bonds, ERISA bonds, or specialized fidelity coverage with high bond amounts or specific coverage requirements. If you are unsure whether your application requires additional documentation, call us before applying and we will tell you exactly what is needed for your specific bond type and coverage amount.
A fidelity bond and an employee dishonesty bond refer to the same type of coverage and are often used interchangeably. Both protect businesses against financial losses caused by dishonest or fraudulent acts by employees, including theft and embezzlement. The terminology can vary depending on the surety company, the bond form used, or what a particular client contract or licensing requirement specifies. Some bonds are also called employee theft bonds or commercial fidelity bonds. When you apply through Bonding Solutions, we confirm what your specific contract or requirement specifies and make sure the bond issued satisfies that language, regardless of what it is called.
Apply Online Now. Your Bond Is Ready the Same Day.
Fast, easy, and professional. Fidelity bond coverage for your business issued the same day you apply.
No application fee · Same-day issuance on most bonds · All 50 states